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Mortgage Loans

At Extra Credit Union, you have access to home loans that meet your needs. Whether your household finances require relief from an existing mortgage with high payments or you're shopping for your dream home and a great rate, too—we can help.

We offer a full range of loan programs, including FHA, MSHDA, adjustable rate mortgages, and more. One of our knowledgeable mortgage experts can help you determine the right mortgage option for you and your family—and even give you a free mortgage pre-approval in just a few minutes.

Rate Watch

Sign up to have rates emailed to you—opt to receive them on a regular basis or even when they reach your desired rate.

Learn More!

Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.001%  0.250%
97% Fannie Mae Conventional
 Rate  APR  Points
 4.000%  4.701%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.451%  0.375%
MSHDA
 Rate  APR  Points
 3.500%  3.664%  1.000%
5 Year Adjustable Rate
 Rate  APR  Points
 3.625%  4.048%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 3.750%  4.051%  0.000%

Get Quote Rate Watch

Contact Us

Have questions? Need more information? We're happy to help:
  • Call (877) 638-7628, please ask for the real estate services representative
  • Email Us
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